The Basics of Baccarat


Baccarat is one of the most popular casino games in the world. It is played with eight 52 card packs, which are shuffled by the croupier. The croupier deals two cards to each of the Player and Banker hands.

The objective of the game is to get the closest to nine points. If you make a bet on a player or banker hand, you win if you have the highest value of the two cards, or if you have a tie. In baccarat, the house edge is only 1.2 percent. This makes it easier to win than in other casino games. However, if you play a lot of the game, you may want to adjust your bets after each round.

Baccarat is a classic European casino game that began in Italy and France in the 1400s. It has since been adopted in Asia and the United States. Despite its elegant European origins, baccarat has become a more accessible game for American gamblers. Most casinos now offer baccarat on a single table.

Before the dealer begins, all players have to make a bet. They do this by selecting one of three options, which are Player, Banker or Tie. For each choice, they must decide the amount of money they are willing to wager. Once all the bets are made, the dealers begin to deal the cards. When the cards are done, the player and the dealer are free to take their bets, or to pause, if they are not sure of which way to go.

The dealer will then draw four cards from the shoe. These are then used to create the Player and Banker hands. The Player hand is made up of the first and third cards, while the Banker hand is made up of the second and fourth cards.

The Player hand must have the highest value after all the cards have been dealt. A jack and a queen are worth zero, but an ace and a six are worth seven. Similarly, the face cards are worth zero, while a seven and a nine are worth 18. Regardless of the value, all the cards have numerical values.

To make a bet on the Banker hand, a player must choose to either back the Banker or play against the Banker. If you back the Banker, you will be paid out at a rate of 95% of your bet. Conversely, if you are playing against the Banker, you will be paid out a rate of 5% of your bet.

The Dealer draws the third card. Depending on the rules of the particular game, the dealer will deal the third card to the Banker or to the Player.

In most baccarat games, there is no winner or loser. The goal is to get as close to nine as possible without going over. If all the pips are added up, the winner is the hand that is closest to 9. Generally, the first two line outcomes are Player and Banker.